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  • Welcome to Cigna Healthcare Middle East

    Cigna Healthcare Middle East: Health Insurance for Access to Quality Care, Anytime, Anywhere

    Access health insurance and wellness solutions that are easy to manage and aligned with the way you live.
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    Why choose Cigna Healthcare?

    Fortune 500 company

    Get insurance solutions backed by the experience and reliability of the health benefits provider within The Cigna Group, which ranks No. 14 on the 2026 Fortune 500 list

    Transparency, integrity, and commitment

    We’ve operated in the Middle East for over two decades with transparency, integrity, and a strong commitment to our customers’ well-being every step of the way, reflected in an 86% consumer satisfaction rating.

    Strong global and local networks

    Access over 3,000 health care providers in the UAE, over 5,000 across the Middle East, and over 1.5 million globally.

    Round-the-clock service

    Multilingual support 24/7, 365 days a year, no matter when or where you need us.

    Expert management

    Our team of doctors and network specialists offer sophisticated policy management strategies to ensure you get the most out of your medical insurance plan.

    Focus on well-being with an enhanced customer experience

    Our range of digital solutions, including SmartCare by Cigna, telehealth services, and Employee Assistance Programme (EAP), lets you seamlessly access and manage our health insurance plans in the UAE and the rest of the Middle East.

    Our health insurance offerings

    Buy health insurance plans built on global experience, and leverage comprehensive support for businesses, government organisations, individuals, and families.

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    Businesses

    Buy health insurance for companies with employees in the Middle East
     

    We offer customisable and locally compliant health insurance solutions for small and medium-sized enterprises, as well as large multinational corporations, with round-the-clock services and support.
     
    Get a quoteFind out more
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    Individuals and families

    Buy health insurance for individuals based in the Middle East


    Explore world-class medical insurance policies from Cigna Healthcare Middle East to protect you and your loved ones from unforeseen medical emergencies.
     
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    Government

    Get a quoteFind out more

    Learn about health insurance, access quality care, and make every benefit count

    Explore our Health Literacy Hub for clear, practical guidance on your plan — from claims to benefits — so you can make choices with clarity and conviction, and get the care you need, when you need it the most.

    Hear from our customers

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    "We would like to thank you for the great work you and your team have done to convince us that Cigna Healthcare will be the best option for us. We have also considered other insurance companies however, due to your ultimate professionalism, swift and clear response we have finally decided in favor of Cigna Healthcare."

    Vitaly Yanovskiy

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    "I would like to thank the team for all your help. You have been very helpful from the first moment onwards. The team was always available to answer all my questions by email or phone and guided me in choosing the right plan for me without pushing me towards any specific plan."

    Madeleine

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    "I’d like to commend the Cigna Healthcare team for their professionalism and thoroughness in handling my query and the ensuing transaction."

    Mounir

    Frequently Asked Questions

    Why do I need health insurance?

    Accidents and illnesses can become a burden on your finances. When you have a flexible medical insurance plan that offers comprehensive coverage options, you can access several healthcare facilities and services without paying the full cost of your medical bills out of your pocket.

    Health insurance allows you to access a wide network of participating doctors, specialists, and other healthcare practitioners at reasonable prices. It also covers medical expenses for covered dependants.

    What should I look for when buying health insurance?

    It pays to do a little research when selecting a health insurance plan for you. A few best practices to keep in mind are:

    • Ensure monthly premiums are within your budget.
    • Balance the cost of premiums against possible treatment costs.
    • Review the co-payment amount as well as waiting periods on a policy.
    • Confirm coverage for pre-existing conditions in your plan.
    • Verify that the plan has an adequate network offering cashless treatment.
    • Understand pre- and post-hospitalisation coverage.
    • Look for basic digital features, such as online claims submissions, are available.

    What does Cigna Healthcare Middle East cover?

    Cigna Healthcare Middle East offers flexible medical insurance plans to suit different budgets and regions. These plans cover in-patient treatment, day-patient treatment, prescription drugs, basic maternity care, cancer care, mental health support and more. Examine the list of benefits carefully to ensure that you have selected a plan that is just right for you.

    Which markets does Cigna Healthcare Middle East serve?

    Cigna Healthcare Middle East supports customers in all Gulf Cooperation Council (GCC) member countries, including the UAE, Oman, Saudi Arabia, Bahrain, Kuwait, and Qatar, as well as Lebanon.

    Can I manage my health insurance policy online?

    Members can use the Cigna Envoy app to manage claims, view their benefits, and update their own information as well as their dependents’ information.

    Request a Quote

    What describes you best?

    Business

    Explore health insurance plans for businesses (Large corporates, small & medium enterprises)

    Cigna Healthcare Middle East provides tailored, flexible, and comprehensive health care solutions designed for large corporations and SMEs. Our locally compliant group health insurance plans ensure that your business’s and employees' health care requirements are fully met.

    Health coverage ?*

    Needing to Insure*

    This is my first insurance policy

    By submitting this form, I confirm that I agree to Cigna Healthcare's use and/or transfer of personal data for direct marketing purposes, unless otherwise indicated by ticking the box below. I have read and accepted the Personal Information Collection Statement of Cigna Healthcare.

     I accept the privacy policy
    Individuals/Family

    Apply for individuals & families health insurance

    Cigna Healthcare offers individual and family medical insurance plans that provide world-class benefits and quality care for you and your loved ones. With comprehensive international coverage and a trusted network of local hospitals, clinics, and doctors, our plans ensure you and your family receive 24/7 customer care and reliable health care services.

    Need to Insure

    By submitting this form, I confirm that I agree to Cigna Healthcare's use and/or transfer of personal data for direct marketing purposes, unless otherwise indicated by ticking the box below. I have read and accepted the Personal Information Collection Statement of Cigna Healthcare.

     I accept the privacy policy
    Government

    Discover health insurance plans tailored for government organizations

    Government health insurance plans by Cigna Healthcare deliver quality health care and peace of mind for citizens living or traveling abroad. Our plans ensure that they receive the best possible care worldwide.

    Health coverage ?*

    Needing to Insure*

     Check this box if this is your first health insurance policy

    By submitting this form, I confirm that I agree to Cigna Healthcare's use and/or transfer of personal data for direct marketing purposes, unless otherwise indicated by ticking the box below. I have read and accepted the Personal Information Collection Statement of Cigna Healthcare.

     I accept the privacy policy
    Contact Us
    • Whether you wish to speak to our sales team or get general help if you are an existing Cigna member, we can get you to the right information.

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    • Existing Member? Login and manage your account with the Cigna Envoy® website

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    © Cigna Healthcare. All rights reserved.

    Cigna Healthcare and Cigna HealthcareSM (Cigna Healthcare) are registered service marks of The Cigna Group and/or one of more of its subsidiaries. Products and services are provided by these subsidiaries, affiliates and other contracted companies and not by The Cigna Group. The material provided herein is provided for information purposes only and is believed accurate as of the date of publication, and is subject to change. This material should not be relied upon as legal advice. Products and services may not be available in all jurisdictions and are expressly excluded where prohibited by applicable law. The material provided herein is only a general description of benefits. Please consult your policy booklet or contact Cigna Healthcare for a complete listing of policy coverage and applicable exclusions and limitations. Cigna Healthcare does not provide medical care and cannot predict medical outcomes.