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    Home Businesses UAE

    Globalcare Flexible

    Globalcare Flexible - Small Business Health Insurance Plan

    Choose a perfect plan that is flexible, scalable, and adaptable for your small businesses and provides the quality coverage to your employees.

    Get a quote or contact us for more information

    Contact usGet a quote

    Strong Global and Local Networks

    Access to over 3,000 healthcare providers in the UAE and over 5,000 in the Middle East

    Experience You Trust

    225+ year heritage in healthcare, 60 years serving people globally and 20 years in the Middle East

    Round-the-clock Service

    24/7/365 access to multilingual customer service experts

    People First

    Work with transparency, integrity, and an unwavering commitment to the health of our customers

    Explore Our Business Health Insurance Plans

    Globalcare Flexible is a group health insurance plan designed to cater to the healthcare needs of Small and Medium Enterprises. Our plan offers world class benefits for employees that are not only based in the UAE but also across the world.

    You can choose from the available flexible plan options that suit your company’s needs. Globalcare Flexible provides top-quality healthcare benefits to SMEs.

    Key Benefits:
    Globalcare Flexible plan offers several benefits for its customers:
    • Pre-existing and chronic conditions covered, up to the annual limit

    • Clinical Case management to help members find the right care path
    • Convenient, easy-to-use Cigna Envoy App and digital self-service platform

    • 24/7 expert multilingual support
    • Access to live wellbeing sessions and 500 + streaming classes.
    • Employee Assistance Programme (EAP) platform

    Manage your plan with Cigna Envoy

    Cigna Envoy is our digital self-service platform/app that members can use to easily manage their healthcare needs. From finding local healthcare specialists to submitting claims, Cigna Envoy provides you with all the information you need at your fingertips.

    Key Features:

    • Assess my Health (access to Wellbeing Tests)
    • Online Health Library of useful wellbeing articles
    • Access to online smart tools
    • Cigna’s Global Telehealth service (24/7 access to doctors for non-emergency health concerns by phone or real-time video chat, all from the comfort of your own home or workplace)
    • Wellbeing programmes focused on improving focus, reducing stress, and helping you improve your nutrition and quality of sleep

    Plan Comparison

    Area of cover Plan Suitable for Pre-existing and Chronic Conditions Out-patient Co-insurance Maternity Benefits Dental & Vision Benefits Wellness Benefits

    Globalcare

    1. Area 1: Worldwide

    2. Area 2: Worldwide Excluding USA

    3. Area 4: GCC, Arab Countries, Middle East, Indian Sub-continent, Southeast Asia Countries and Africa

    Large Corporates

    Optional

    Optional

    Globalcare Flexible

    1. Area 1: Worldwide

    2. Area 2: Worldwide Excluding USA

    3. Area 4: GCC, Arab Countries, Middle East, Indian Sub-continent, Southeast Asia Countries and Africa

    Small & Medium Enterprises

    Optional

    Optional

    SmartCare

    Regional cover - Middle East, Indian Subcontinent, and the Philippines*, Regional + Home Country (excluding USA) 

    Worldwide excluding USA

    Large Corporate and Small & Medium Enterprises with more than 9 Employees

    Optional

    Optional

    SmartCare Micro

    Regional cover - Middle East, Indian Subcontinent, and the Philippines

    Regional + Home Country (excluding USA)

    Small Enterprises with 2 – 9 Employees

    Optional

    Hear from Our Customers
    "I would like to thank Cigna team for all the guidance. The whole process was very simplified, well guided and your guidance is highly appreciated. Looking forward to a healthy and positive relationship with Cigna."

    Ali
    "I would like to thank the team for all your help. You have been very helpful from the first moment onwards. The team was always available to answer all my questions by email or phone and guided me in choosing the right plan for me without pushing me towards any specific plan. "

    Madeleine
    "By way of feedback on the support provided by your team, who has been extremely cooperative, caring , professional and most importantly, responsive to all my needs. The level of assistance provided by your team and the swift response to all matters are highly appreciated."

    Cigna Insured Member
    Related blogs
    Frequently Asked Questions
    How many employees do you need for Globalcare Flexible?

    Globalcare Flexible requires a minimum of 2 lives.

         What servicing support do these plans come with?

    All plans come equipped with Cigna Envoy, our global servicing platform that allows employees to:

    • Find a doctor
    • Get reimbursed on your claims by taking a picture via the app
    • Contact us
         How to check your health insurance coverage online using Cigna Envoy?

    As a Cigna member, you just have to sign into your Cigna Envoy page. All your information will be displayed on your dashboard.
    To know more about the benefits of Cigna Envoy, visit our Cigna Envoy page.

    Request a Quote

    What describes you best?

    Business

    Explore health insurance plans for businesses (Large corporates, small & medium enterprises)

    Cigna Healthcare Middle East provides tailored, flexible, and comprehensive health care solutions designed for large corporations and SMEs. Our locally compliant group health insurance plans ensure that your business’s and employees' health care requirements are fully met.

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     I accept the privacy policy
    Individuals/Family

    Apply for individuals & families health insurance

    Cigna Healthcare offers individual and family medical insurance plans that provide world-class benefits and quality care for you and your loved ones. With comprehensive international coverage and a trusted network of local hospitals, clinics, and doctors, our plans ensure you and your family receive 24/7 customer care and reliable health care services.

    Need to Insure

    By submitting this form, I confirm that I agree to Cigna Healthcare's use and/or transfer of personal data for direct marketing purposes, unless otherwise indicated by ticking the box below. I have read and accepted the Personal Information Collection Statement of Cigna Healthcare.

     I accept the privacy policy
    Government

    Discover health insurance plans tailored for government organizations

    Government health insurance plans by Cigna Healthcare deliver quality health care and peace of mind for citizens living or traveling abroad. Our plans ensure that they receive the best possible care worldwide.

    Health coverage ?*

    Needing to Insure*
     Check this box if this is your first health insurance policy

    By submitting this form, I confirm that I agree to Cigna Healthcare's use and/or transfer of personal data for direct marketing purposes, unless otherwise indicated by ticking the box below. I have read and accepted the Personal Information Collection Statement of Cigna Healthcare.

     I accept the privacy policy
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    © 2025 Cigna Healthcare. All rights reserved.

    Cigna Healthcare and Cigna HealthcareSM (Cigna Healthcare) are registered service marks of The Cigna Group and/or one of more of its subsidiaries. Products and services are provided by these subsidiaries, affiliates and other contracted companies and not by The Cigna Group. The material provided herein is provided for information purposes only and is believed accurate as of the date of publication, and is subject to change. This material should not be relied upon as legal advice. Products and services may not be available in all jurisdictions and are expressly excluded where prohibited by applicable law. The material provided herein is only a general description of benefits. Please consult your policy booklet or contact Cigna Healthcare for a complete listing of policy coverage and applicable exclusions and limitations. Cigna Healthcare does not provide medical care and cannot predict medical outcomes.