Some of the additional wellness benefits that are offered by Cigna medical insurance plans in UAE are:

• Access to the Cigna Wellbeing App
• Access to Telehealth services
• Access to live and 500+ streaming classes through the LVL
• Online health and wellbeing assessments
• Onsite wellness seminars
• International Employee Assistance Program
• Case management
• Chronic condition management
• In-hospital nurse case management
• Decision support program
• Global and Local Capabilities
• Clinical Care Support

In-patient Treatment: Treatment at a hospital where the member has to stay in a hospital bed for one night or more, depending on the medical condition.
Day care Treatment: Treatment at a hospital day-care unit, or out-patient clinic where the member requires a procedure, eligible for benefit, necessitating admission to a hospital bed but not requiring an overnight stay.
Out-patient Treatment: Treatment given by a medical practitioner at an out-patient clinic, a medical practitioner’s consulting room or in a hospital where the member is not admitted to a bed.

While not all the Emirates in the UAE have made it compulsory by law for companies to offer health insurance coverage to the employees, Dubai and Abu Dhabi have made it mandatory for companies to provide medical insurance to employees and their dependants. However, there may be certain clauses.
In the northern part of the UAE, it is not mandatory by law for the employers to provide medical insurance to the employees and/or their dependants. Also, the companies may decide to change the policies for medical insurance.