Search Contact us عربي
  • United Arab Emirates Businesses Kingdom of Saudi Arabia Businesses Oman Businesses Lebanon Businesses Bahrain Businesses Kuwait Businesses Qatar Businesses
  • Plans & Services Government
  • United Arab Emirates Individuals and Families
  • Healthcare Providers
  • Brokers
  • Blogs
  • About Us
  • Businesses

  • Government

  • Individuals and Families

  • Healthcare Providers
  • Brokers
  • Blogs
  • About Us

  • For Businesses
  • For Individuals & Families
  • For Governments
  • For Providers
  • For Individuals and Families

    Comprehensive Medical Insurance for Individuals & Families in UAE

    Discover Cigna Healthcare superior health insurance offerings for individuals and families in the UAE. Tailored to your unique needs, our plans ensure comprehensive protection and access to a wide network of health care facilities to protect you and your loved ones.

    Find out more and get a quote

    Contact usGet a quote

    Experience You Trust

    225+ year heritage in healthcare, 60 years serving people globally and 20 years in the Middle East

    Trusted Partner

    More than 180 million customer and patient relationships globally

    Strong Global and Local Networks

    Access to over 3,000 healthcare providers in the UAE and over 5,000 in the Middle East

    Round-the-clock Service

    Impeccable 24/7/365 customer service, with 86% customer satisfaction rating

    Explore Our Individuals and Family Health Insurance Plans

    UAE - Healthguard

    Unlock a world of personalized medical services with Cigna Healthcare Healthguard plans, tailored for every family's and individual's unique health needs in the UAE. Beyond essential medical coverage, our Healthguard plans extend to include the Healthy Connect module, offering additional benefits like comprehensive dental care, preventive wellness screenings, vision support, and return home cash benefit. Embrace complete health security with Cigna Healthcare.

    Feel Confident Choosing Cigna Health Insurance

    Healthy Connect Optional Module

    Proactively manage you and your family’s health with our Healthy Connect optional module. Its wide range of benefits will help you take control of your health and wellbeing.

    Affordable Healthcare Solutions

    We work towards making healthcare affordable for everyone. Our in-house team of doctors and network specialists help with sophisticated cost-containment strategies to ensure your policy is being managed effectively.

    Local Expertise

    With our key operations focus on the Middle East region and locally staffed teams, customers can get guidance that’s grounded in expertise, cultural knowledge, and real-world experience.

    Transparency, Integrity, and Unwavering Commitment

    We operate with transparency and integrity, and with an unwavering commitment to the health of our customers. And the trust bestowed by our customers in the Middle East for over 20 years validates CIME's core values.

    Hear from Our Customers

    "By way of feedback on the support provided by your team, who has been extremely cooperative, caring , professional and most importantly, responsive to all my needs. The level of assistance provided by your team and the swift response to all matters are highly appreciated."

    Cigna Insured Member

    "I’d like to commend the Cigna team for their professionalism and thoroughness in handling my query and the ensuing transaction."

    Mounir

    "I would like to thank Cigna team for all the guidance. The whole process was very simplified, well guided and your guidance is highly appreciated. Looking forward to a healthy and positive relationship with Cigna."

    Ali

    Related blogs
    Frequently Asked Questions
    How to obtain health insurance for parents in the UAE?

    In the UAE, employee health insurance often extends to dependents, including parents. However, to ensure comprehensive coverage, you might consider a direct family health insurance plan. Cigna Healthcare’s tailored plans provide an array of benefits, ensuring your entire family, from parents to children, has access to essential health care services like inpatient and outpatient care, maternity care, mental health care, etc. Secure your family's health with coverage that understands and meets your needs.

    How does medical insurance for individuals and families operate in the UAE?

    Depending on the selected health insurance in UAE for individuals and families, a fixed annual coverage amount will be provided which can be utilized to avail medical treatments and services. For those seeking wider coverage, various optional extras are available at an additional charge. With network hospitals, the benefit of a cashless system means receiving treatment without the immediate need to pay out-of-pocket, as long as it's within the policy's maximum coverage amount. On the other hand, for services received from hospitals outside of the network, you can opt for a reimbursement claim, which involves paying upfront and subsequently submitting a claim, along with all relevant medical invoices, to your insurer for compensation.

    What documents are you required to submit for an individual or family health insurance plan in the UAE?

    For successful enrollment in a UAE health insurance plan, you'll need to provide:

    - Valid Identification: For individual plans, proof of your identity. For family plans, identification is required for all members.
    - Proof of Age and Residence: Documents confirming the ages and residential addresses of all applicants.
    - Income Verification: Documentation of the policyholder's income.
    - Insurance Proposal/Application Form: The completed form necessary to process the insurance policy.
    - Medical Test Reports: These may be required in some cases and will be specified by the insurer.

    Request a Quote

    What describes you best?

    Business

    Explore health insurance plans for businesses (Large corporates, small & medium enterprises)

    Cigna Healthcare Middle East provides tailored, flexible, and comprehensive health care solutions designed for large corporations and SMEs. Our locally compliant group health insurance plans ensure that your business’s and employees' health care requirements are fully met.

    Health coverage ?*

    Needing to Insure*

    This is my first insurance policy

    By submitting this form, I confirm that I agree to Cigna Healthcare's use and/or transfer of personal data for direct marketing purposes, unless otherwise indicated by ticking the box below. I have read and accepted the Personal Information Collection Statement of Cigna Healthcare.

     I accept the privacy policy
    Individuals/Family

    Apply for individuals & families health insurance

    Cigna Healthcare offers individual and family medical insurance plans that provide world-class benefits and quality care for you and your loved ones. With comprehensive international coverage and a trusted network of local hospitals, clinics, and doctors, our plans ensure you and your family receive 24/7 customer care and reliable health care services.

    Need to Insure

    By submitting this form, I confirm that I agree to Cigna Healthcare's use and/or transfer of personal data for direct marketing purposes, unless otherwise indicated by ticking the box below. I have read and accepted the Personal Information Collection Statement of Cigna Healthcare.

     I accept the privacy policy
    Government

    Discover health insurance plans tailored for government organizations

    Government health insurance plans by Cigna Healthcare deliver quality health care and peace of mind for citizens living or traveling abroad. Our plans ensure that they receive the best possible care worldwide.

    Health coverage ?*

    Needing to Insure*

     Check this box if this is your first health insurance policy

    By submitting this form, I confirm that I agree to Cigna Healthcare's use and/or transfer of personal data for direct marketing purposes, unless otherwise indicated by ticking the box below. I have read and accepted the Personal Information Collection Statement of Cigna Healthcare.

     I accept the privacy policy
    Contact Us

    Whether you wish to speak to our sales team or get general help if you are an existing Cigna member, we can get you to the right information.

  • Contact Information
  • Popular Links
    Resources
    Login

    Existing Member? Login and manage your account with the Cigna Envoy® website

  • Login
  • Follow Us

    © 2025 Cigna Healthcare. All rights reserved.

    Cigna Healthcare and Cigna HealthcareSM (Cigna Healthcare) are registered service marks of The Cigna Group and/or one of more of its subsidiaries. Products and services are provided by these subsidiaries, affiliates and other contracted companies and not by The Cigna Group. The material provided herein is provided for information purposes only and is believed accurate as of the date of publication, and is subject to change. This material should not be relied upon as legal advice. Products and services may not be available in all jurisdictions and are expressly excluded where prohibited by applicable law. The material provided herein is only a general description of benefits. Please consult your policy booklet or contact Cigna Healthcare for a complete listing of policy coverage and applicable exclusions and limitations. Cigna Healthcare does not provide medical care and cannot predict medical outcomes.