Cigna Healthguard – Comprehensive individuals and families health insurance plans

Personalized individuals and family health insurance plans in UAE tailored to offer comprehensive and quality care for you and your family.

Experience You Trust

225+ year heritage in healthcare, 60 years serving people globally and 20 years in the Middle East 

Trusted Partner

More than 180 million customer and patient relationships globally

Round-the-clock Service

24/7/365 access to multilingual customer service experts

Strong Global and Local Networks

Access to over 3,000 healthcare providers in the UAE and over 5,000 in the Middle East

Explore our Cigna Healthguard insurance plans

With our Cigna Healthguard insurance plans, you and your family can get access to quality care. Our Healthguard plans are DHA compliant and comprise of 3 distinct levels of cover. You also have the flexibility to enhance your coverage with additional options, ensuring comprehensive protection for your family's health. If you were to leave Dubai, we migrate your plan to another one. Depending on where you will be travelling to and your budget, we have a plan to suit your needs.

We have partnered with Neuron, one of the leading third-party administrators (TPA) in the Middle East to deliver quality health care solutions and services to you and your family.

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Key Benefits:

Our Healthguard plan offers several benefits to its customers:

Option to include our Healthy Connect Module that helps you take proactive charge of your family’s health through dental and eye check-ups, preventive tests, counselling sessions, nutrition advice and more.
  • Pre-existing and chronic conditions covered, up to the annual limit
  • Clinical Case management to help members find the right care path
  • Inpatient & day patient hospital treatment and accommodation
  • 24/7 expert multilingual support

Plan Comparison

Area of CoverFlexibility to select your Network TierOption to Include Healthy Connect ModuleMaternity Care

Regional

GCC, Middle East and Asia (excluding Singapore, Hong Kong, China and Japan)

International

Worldwide coverage with the option to include cover in USA

International Plus

Worldwide coverage with the option to include cover in USA

Hear from Our Customers

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Madeleine

"I would like to thank the team for all your help. You have been very helpful from the first moment onwards. The team was always available to answer all my questions by email or phone and guided me in choosing the right plan for me without pushing me towards any specific plan."

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Vitaly Yanovskiy

"We would like to thank you for the great work you and your team have done to convince us that CIGNA will be the best option for us. We have also considered other insurance companies however, due to your ultimate professionalism, swift and clear response we have finally decided in favor of CIGNA."

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Malik Rizwan Ul Hassan

"The team has been very supportive to us. I have never seen any insurance companies assisting their clients in this manner and some of my friends have even been impressed by just the level of support provided to us by Cigna and that It is worth having a Cigna policy."

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Frequently Asked Questions

Our Cigna Healthguard plans offer three levels of flexible cover that you can choose from based on the region and your budget. You can choose from Regional, International and International Plus plans. Pick a suitable plan, depending on whether you want regional or global coverage, the annual medical coverage, and whether you would want any additional coverage. Contact Cigna to get a quote today and tailor the health insurance plans in UAE accordingly.

To customize your Cigna Healthguard insurance plan, first select your desired area of coverage and choose between a regional plan (Healthguard Regional plan) or an international plan (Healthguard International plan or Healthguard International Plus plan). Each plan offers different coverage options and benefits. You can then choose one of the four network tiers: General, General Plus, Comprehensive excluding AHD, or Comprehensive. Finally, you can add optional modules like Healthy Connect or Mother and Baby Care, if needed. 

Here is a basic list of the more commonly used facilities. 

Cigna Healthguard's Clinical Case Management program offers personalized support to all customers enrolled in our individual and family health insurance plans. This comprehensive program provides dedicated assistance from our doctors and nurses when you are diagnosed with a condition requiring special care.

As part of this program, you'll also benefit from our Chronic Condition programme, which offers resources and guidance to help you better understand, manage, and improve your chronic condition. Additionally, our Decision Support programme connects you with global medical experts who can provide personalized advice on your diagnosis and treatment plan.